Do you think you should buy travel insurance to protect yourself against loosing your room deposit in case an unexpected event beyond your control prevents you from traveling? Weigh the options, but many expert travelers will play the long term odds and not buy the insurance. And if you do buy coverage, most insurance companies will require proof of sickness or death before paying a claim.
We knew a couple who booked a once-in-a-lifetime trip to Alaska for them, their children, and all the grand children. Grandma was soon after diagnosed with a terminal disease and couldn’t make the trip and no one else wanted to go without her. They were glad they had trip insurance to cover a substantial deposit, so in this case, it was a good choice.
On the other hand, if you had been coming to The Appenzell several times a year for the last ten years (THANK YOU) and had bought trip insurance each time, you would have made a poor choice.
Our policy at The Appenzell is that we give no refund of your 50% deposit if you cancel within the 30 or 60 day time period, for any reason. We will try to reschedule if we have enough time and space, so the sooner you notify us of a cancellation the better.